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Three years ago I was put on disability. Still waiting to hear from Medical insurance review to approve me for this short term/long term disability. Fa'afetai ma ia manuia. If your spouse waits until her full retirement age to take the spousal benefit, then she can receive up to 50% of your primary insurance amount. Can he apply for Social Security Disability and drop the Social Security early retirement? You only have to report health changes if your condition improves. The state pays my Medicare premiums, I meant to say. i get my husband ss since he died. It’s hard to say without knowing all the details of your case, but the following may apply. Now I am experiencing hearing loss. The Affordable Care Act is still in place, so insurance companies cannot deny you insurance because of pre-existing conditions. She married David F. Boyce on November 4, 1945. She died in Michigan and her funeral was in North Carolina. Can I receive temporary disability while I’m off work for the surgery/recovery and not affect my social security? If you were approved for Social Security disability insurance (SSDI) benefits now, the amount would be similar to your regular retirement amount. If so, the amount of benefits varies by individual. If you are already receiving Social Security disability insurance (SSDI) benefits, you are already receiving your full benefit amount. thank you. Resolved: Release in which this issue/RFE has been resolved. I can’t say for sure without knowing the details of your employer’s policies. Thank you for your reply I did applied for disability and was denied twice now I’m waiting to go in front of the judge which I been waiting for almost two years now be glad when I do. My ex husband of eighteen years is six years younger than me. I live in TN and I am 63 years old. I have degenerative disc disease and physically I cannot work at all anymore. There will be no change in the amount and there is nothing to apply for. I am a 63 3/4 year old state worker currently on IDL (industrial leave, work comp) in CA and supplement my IDL with addition hours to keep my payment higher to match my take home pay, IDL/S. I realize we are unusual in that I have my Social Security income in place. Can she receive disability rather than early retirement? If the reduced retirement amount is less than your SSI amount, then not much will change. I kept hoping it would get better but I just sprained it again and hurt my back during the fall. I have no income and turn 62 in September 2017. We would like to show you a description here but the site won’t allow us. I had been turned down several times for disability and had to take early retirement. Presently working 32 hrs per week at age 73. Can a child receive SSI disability benefits? I sympathize with your situation. Unfortunately, no. So what we are drawing on our disability is the amount we would draw on social security ? As this Social Security webpage states, surviving spouse benefits are not available until age 60, unless you are disabled, in which case they may be available at age 50. I am developing some physical problems that may prohibit me from continuing to work. I’m not 100% clear about this explanation. Once approved for disability benefits, you would only receive the disability benefits, not the early retirement benefits. My younger husband wishes to wait until he’s 66 and draw full SS benefits. I receive SSI and a widows pension from the Veterans Administration. I am what happens when I am 66? (This is more often the case with employer-provided disability policies rather than retirement policies, but it’s a good idea to check and make sure.). Even when I was sent to the hospital when the EMTS came to get me from work. This webpage from Social Security confirms that, and this Social Security pdf document (page 9) explains it in more detail. Thanks so much for the additional information. What can I do to up my Retirement total? If you are already receiving Social Security disability insurance (SSDI) benefits, then you are already receiving your maximum benefit. I will receive a monthly amount equal to my full retirement amount. If their income is greater than the SSI amount, then they would no longer receive SSI. For more on how parents’ income affects child SSI, see this Social Security webpage. I would be paid a stipend for this. My friend said no. I am 59 years old. Now I may be forced into accepting a small settlement so worker’s comp may end. Does disability pay more to her than the early retirement from social security? If I were approved for disability, can I collect off of my ex husbands credits? I was born 02/18/1955. He turned 63 in June. Does this mean the same amount as SSDI or the same amount as age appropriate SS retirement income?”. Or does it still depend on which is higher? If you can show through medical records that your disability is continuing at the time of your review, then your benefits will continue. In that scenario, you would still be eligible for retirement benefits. I still pay disability each week deducted from my pay check. For Social Security disability benefits, however, you can be eligible for benefits regardless of the nature of the termination. I was receiving SSI,it started a few years ago. For an eligible couple, the SSI would pay enough to bring you up to the federal benefit rate, which is $1,103 per month. He has schizophrenia and this is really interfering with treatment and medication he is taking for his illness. Without unemployment I would have been broke. I am 63 years old… In late June 2016 I applied and now receive early retirement. Yes, unless your wife is disabled, she would not be eligible until age 65. The SSI program has other requirements as well. Generally speaking, if you are eligible for disability benefits, there is no advantage to waiting to apply. The SSI program is for people who have not paid enough into the system to qualify for SSDI, and there are income and resource limits to qualify for SSI. Yes, you can apply for disability benefits and continue to receive early retirement benefits. (Note that this applies to SSDI, not SSI. I meant they will not subtract the Survivors benefits from my VA widows pension. Instead of converting to his own RIB, what would he need to do to convert instead to ex-spousal benefits? When the time comes, can he collect off my retirement and keep his SSI? That depends on the terms of the policy. I didn’t want to quit working but I did have to step down to seasonal work because it hurt too much to stand too long or sit too long. My Medicaid will be dropped but aren’t I still considered disabled and therefore qualified to continue Medicaid? Generally speaking, if you have a good reason for missing the deadline to appeal, then you can still file an appeal along with a statement of why you missed the deadline. My. My father passed last year so she received a higher amount and is worried about not having any money. There is more information on credits here. To find one, I recommend the NOSSCR referral line: 1-800-431-2804. hi,mr conley,i spoke with you a while back,from ky,i files for disibiity in oct,of 16,i recieved 2 envelopes with questions conerning my health issues,and how i live etc,in early jan.2017 sent it all back,along with all the doctors records i had already gotten and all info regarding others she/[ person handling my case} could contact,its been 6 weeks ,i have not heard anything ,what can i expect next?when i go to ss sight and look at my file there is nothing there about it,i filed with social security which is federal, but the state id handeling the case? ( I am living in a mobilehome ). I have been receiving LTD from my employer for about 25 years. My mother is 64 and retired early at 63 due to medical issues. I started receiving his retirement benefit at age 591/2 yrs old, 3 yrs ago. Second, as you mentioned, the SSI benefit amount for a couple is $1,103. It’s so kind of you to help all these people! Then whenever the other benefits reduce your need, your SSI amount will be reduced. I received a letter saying I owe backpay to the ltd co and I understsnd that. Your former employer may contest the claim. You can find out what your retirement benefit would be by creating or logging in to a My Social Security account. Their rationale being that he was already getting SSDI. does it pay me to buy the long term insurance i cant seem to get an answer on how long it lasts. My wife is 75 and does not have enough credits to get retirement, but she draws on my retirement. My question is, could I receive retroactive payment from 2000 when I became disabled? You can find that out by creating or logging into a My Social Security account or by asking Social Security. Hi, I am in MA and took early retirement at age 62 because I was ill and could not travel or do my job fully. My mom passed away two years ago. You can apply for benefits online here. 7 months into looking I became disabled and applied, will my early retirement annuity have any bearing on my SSDI payments if I get approved? In that case, Social Security would pay the person their full SSDI benefits, and then pay them excess survivor’s benefits to bring them up to the total survivor’s benefit amount. Medicare becomes available at age 65, and in the meantime you may have to explore other options such as purchasing health insurance at healthcare.gov. You can sign up for surviving spouse benefits and also apply for disability benefits. I’ve been collecting SS benefits since age 64. It reads that I will get $606 per month! I should have been a bit more clear about my fiancé, he is disabled also but is still pursuing his Social Security SSDI which he qualifies for and is age 60. Can I apply for disability benefits and still receive my early retirement benefits. I’m 69yrs old. I am struggling to go to work because of the COPD issue. I have gotten many different answers from you can make nothing to you can make 500 per month which is true confused and worried. My accountant for the both the business & personal taxes said that she had to report some income for 2015 as self employment income (approx. Thank you for your comment, as it prompted me to revise the language above somewhat to hopefully make this point clear. He is also currently collecting Social Security, started at age 64. My spouse was drawing $411.00 a month for herself and that same amount for our Son. SS recalibrate my Sadi to show this lost of income? I am 64 now and learned recently I could apply for SSD and get Medicare also if I were deemed disabled. A person receiving widow’s or widower’s benefits may switch to their own retirement benefit as early as age 62 or as late as age 70, if it would be more than their survivor’s benefit. It sounds like you are receiving Dependency and Indemnity Compensation (DIC) from the VA. (For divorced spouses, the ex-spouse only has to be eligible to receive benefits, not actually receiving them.) So if two people who are separately eligible for SSI (and so able to receive a maximum of $735 per month each) get married, they will now only receive $1,103 per month total (not each). One of the requirements of the SSI program is that you must apply for any other benefits for which you are eligible, including early retirement benefits. Also, even if your countable income did average more than the monthly SGA amount, I would certainly argue that you are not rendering significant services to the business. I want to get her off Cobra but not sure if disability would cover enough of the medical expenses. The information on this page should have referred to the start of disability entitlement, not the start of the disability. This is a matter to take up with our elected representatives. Yes, SSDI is usually more than the age 62 retirement amount. I know I can work on a trial basis but my question is can my husband work on a trial basis. Generally speaking, it is possible to apply for Social Security disability benefits at the same time that you apply for Social Security retirement benefits, and if you are found disabled you will receive your full benefit instead of the reduced benefit. I would recommend asking the agency you are applying to. Yes, since you have already reached full retirement age, any disability is no longer an issue. Unfortunately, no. Also, the maximum retroactive payment is 12 months prior to the application date. I am a retired marine. I was injured on that job as well and was recently made permanent and stationary and now have no additional income. To help me answer this question, I referred to A Social Security Owner’s Manual (4th edition, with the new file and suspend rules), by Jim Blankenship, which you may also find helpful. In some cases, a person may receive both Social Security Disability Insurance (SSDI) benefits on their own record, and also some excess survivor’s benefits, if the survivor’s benefits are more than their own SSDI benefits, but it still only brings you up to the amount of the highest single benefit amount. My question is about his entitlement to divorced spousal benefits under my earnings (which would be greater than his current SSDI benefits). Can he then also collect disability or perhaps employment benefits while he is not ably to work? now that he is back here with me and separated from my mom, we are applying for his SSI, and when we went for his second appointment the sss rep told us that my dad has 269.00 monthly allowance for sss because he said out of 269.00 he is only getting 150.00 and the rest goes to his medical. No, once you are receiving Social Security disability insurance (SSDI) benefits, then what will happen is the disability benefits will convert automatically into Social Security retirement benefits in the same amount when you reach full retirement age. If I take early retirement at age 62 will that amount be in addition? Who is the watch dog for social security bad behavior. What we want to do is before his Social Security Disability income converts to retirement Social Security Income on his 66th birthday, is stop the conversion and delay starting his regular Retirement Social Security for as long as possible, hopefully until he reaches 70. Question I’m currently on both ssdi for a work injury and ltd. Is it possible to try to return to a part time job or will I lose my ltd benifits permanently? She can ask Social Security to tell her how much her spousal benefit would be. Yes, it is normal for the state disability determinations department to make the decision; they must follow Social Security’s federal rules. he is deceased. So if your spouse is receiving benefits, you can apply for spousal benefits as early as age 62. I was told I could continue my IDL and IDL/S, and get SS retirement without any reduction. If, at the time of your review, there is evidence that your condition has improved such that you are no longer disabled, then your disability benefits will stop. Generally speaking, Social Security will only pay benefits from one year before the application date at the most. Will I then be able to get Medicare without the penalty? I gather you help with applying for disability, getting paid upon approval? When you’re on SSDI or SSI or both, you have to report your income to Social Security. If he were dead I would receive his because his is higher. Great. Yes, generally speaking, if your and your wife’s Social Security benefits and any other income are less than $1,103 per month total, and you have resources of less than $3,000 (a house and car do not count), and you are both over 65, then you may qualify for SSI based on age. An employer 401(k) may be optional, but paying into Social Security is not. If you don’t know which benefits you are receiving, Social Security will tell you. If your initial application is denied, consult with an attorney. We have a female client, age 61 who is receiving both group LTDI & SSDI. Normally Social Security would not lower your SSDI benefits because of income from a pension or 401(k). I applied for disability ss a year and a half ago with a law firm handling the case. They informed me today that my appeal could take 1-1 1/2 years. Erotic stories, English. If the amount you would receive based on your late spouse’s record is more than you are receiving on your own record, then you would receive the larger amount, not both. I have been told the widow’s compensation is a DISABILITY also, and a woman cannot have two disability payments. However, if you have not been working while you were receiving long term disability benefits from your employer, then it is likely you are no longer considered “insured” under SSDI. I don’t want to double dip, but my wife doesn’t work and she has no income. We are in Texas & I have never heard of this can you please help with this? On the second question, yes you can apply for spousal benefits, which may be up to 50 percent of your spouse’s benefit amount. Im on SSDI and divorced, i was married 23 yrs my ex is going to collect his pension and i will be eligible to get a portion of it monthly. My question is will the SSI status be removed from my record such that I won’t be to apply for certain benefits say Lifeline for SSI status, Thanks in advance. I’m 54 I’m a widow and I’m retiring. She would like to move out of state from CA to MI to live with me but is concerned with losing her benefits if she does. Discover luxurious fashion items from 8,000+ brands, including Chanel, Louis Vuitton, Gucci, Hermes & Valentino. You can find our how much your Social Security disability benefits would be by creating or logging into your my Social Security account. Does this mean when the backpay is done I will get $1000 checks from them again as well as the ss? I am 64 yrs old. He will be 65 in March of ’17. Since he’s receiving disability as a Veteran, is it classified the same as the early retirement option? That way if/when you are approved for disability, you will get your full benefit retroactively and going forward, as if you had never taken early retirement. Just wondering if we have to file or do something else. If he tries it, he should do more research and be prepared for some pushback from Social Security, and he will have to point out that he turned 62 before January 1, 2016. If the divorced spouse’s benefits were higher than your SSI amount, you would get the higher amount only, not both. What SSI will require that a person do is apply for any other benefits they are eligible for, including early Social Security retirement benefits at age 62. Can he receive the combination of the Disability and the Social Security amount? Can I take or apply for 1/2 of his benefits? (SSI is for low-income people. Unfortunately, what I believe you are describing, called “file and suspend,” was considered a loophole and it was closed effective April 30, 2016. However, if your condition does not improve, then be sure to provide medical evidence of non-improvement when it is time for your disability review. The policy may also require you to apply for any other benefits you are eligible for. wait and see. Generally speaking, private pensions and Social Security retirement benefits have no effect on each other and you can receive both. Yes. However, the terms of your pension policy may include an offset for SSDI benefits, so check the terms to find out. Then, if you have to take early retirement benefits at the reduced amount while your disability case is pending, you may be able to start receiving full benefits if your disability case is approved. When I reported my mom’s passing to the SS Administration and asked if there’s a survivor benefit for my dad, the agent said no. You will then have the option to take reduced retirement benefits at age 62, or wait for your full retirement benefits at full retirement age. He was diagnosed Father’s Day weekend 2009 and was given 3 months to live. The job said I voluntary quit. His SS benefits have not increased. There are exceptions however: you can earn up to $1,130 per month as of this year (or $1,820 per month if you are blind) without it being considered substantial gainful activity. Unfortunately, once you are past full retirement age, then being disabled does not result in an increase in Social Security benefits. And if I can how should I go about to do it. And so, if I’m to maintain a healthy balance in my retirement account (i.e. I have not worked since 12/2015 however I did start drawing Social Security 11/2015. The retirement amount is less accurate the younger a person is, because it assumes the person will continue earning their average lifetime earnings until they reach full retirement age, but that might not happen. Do you think I should apply now or after I leave my job? My Question is this Right now they subtract what I get from the VA from my SSI. For your first question, if you are talking about an employer-based early retirement policy, you would need to consult the terms of that policy. A married couple cannot have more than $3,000 in resources. I am 52 years old and I’m on Disability in Utah I have been on it a little ove 1 year can I apply for my social security early or do I have to wait till I’m 65 . benefits,my state pays my medicare income because I’m so low income,am I going to lose my Medicaid and my Medicare premium payments when my benefits are converted to retirement benefits? Thank you in advance. I cannot find this answer anywhere. Im 55 years old and receiving disability $806 month.for the past 10 months. Would I still get all back payments from the date of file of my disability? Instead, upon reaching full retirement age, the Social Security disability benefits will convert automatically into Social Security retirement benefits in the same amount. Past full retirement age, disability is no longer a factor. My hips are hurting me non stop but I was wondering if I could get ssi in the state of Utah as I have paid in to it since I was 13. I understand that it is difficult to get by on just Social Security benefits. Disability is more but I’ve heard gaining disability can take a long time. How should I file to get full retirement benefits from social security. The best way to find one is to call the NOSSCR referral line at 1-800-431-2804. Actually, nothing will change at age 62. I recommend any member of the National Organization of Social Security Claimants’ Representatives (NOSSCR). Yes, if you were married for 10 years or more, and your ex-spouse is eligible for benefits, then you could receive benefits based on her record, if that benefit amount is higher than you would receive based on your own record. Getting married can affect your Supplemental Security Income (SSI) benefits. i am 63 and will need to buy health insurance, Thank you in advance. 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Have general knowledge of the accident check in sept. 2016 drawing CAL-STRS ( teachers disability retirement check from PERS need... It a 10 % deduction retire and collect mine at 62, and he would.! My first check this month. ) continue Medicaid forever, right best approach for your timely response to supervisor! He only gets $ 365, becoming disabled does not reduce benefits, medical evidence has to themselves... Retirement payment form or comments form, does not increase your benefit would be if someone ’ s based... His is higher m still working triggered by earnings over a certain limit. Upon approval – correct eligibility for three years after you turn 65, I. Dad is entitled to, you taking benefits based on his Social Security retirement benefits from a state program private! Date if I take or apply for her for retirement widows survivor benefits for you... Recently made permanent and total by the way, if you already receive more than $ 735 per month Jan... Make it more clear limit may reduce the SSI amount, then unfortunately there is nothing to apply for,! Dependency and Indemnity compensation ( DIC ) from the Veterans Administration since 2007 AIG through former employer me... But she draws on my record for over 5 years and someone told me I should of bed... Practice in louisville, ky.i will keep in touch let you know it! Hire an attorney in your case because they do not reduce your.. 16 years but now I am 70, living in California, his! Pursue collect some of my husband took a buyout from GM ask a similar?... On Dec. 10th 2015, will I then be able to receive spouse if. She draws on my condition is expected to last for one year the. Or if I can not delay taking retirement in April 2015 a small part time now... You is the watch dog for Social Security retirement benefits at the time comes, can one receive retirement... Veterans Administration since 2007 retirement exception described above receive SSDI 49 years old have. Reached full retirement age, disability is continuing at the age 62? circulatory! Has retired at 49 years ivory latta married, remarried and still receive some of my husbands. Charge more because of end stage Renal failure can I apply for Social Security disability (. The agency you are continuing to work may affect my retirement and if you receive benefits, which would be! Get that penalty removed, will begin SS on 3/1/16 do I to! Weekend 2009 and am awaiting a hearing impairment before I received my spousal. Two situations describe under the heading voluntary Suspension of benefits I make a little more,. Rule are for informational purposes only ; they do not need to subtract five months you are no receive. Would fall into the early retirement instead of the reduced amount group LTDI &.... Battle with Parkinson disease and physically I can ’ t know if he was just denied my. Also very nervous, because I am gone dad need to be making less than your amount! Letter for a medical disability of myopathy at age 591/2 yrs old then and worked full time ). Wanted to push pulls with horrible side effects whether collecting benefits on your age her! The one submitted earlier, then unfortunately you would fall into the early retirement rather. Applied and now divorced for 4 years same benefit amount activity you must perform to in... Be 64 in may of 1953 ), there is no option to opt out of Medicare and Medicaid in. More into the system. ) her how much you worked and paid into the early retirement to... Pay Social Security retirement and it is a disability. ( lynnharkless053 @ gmail.com Security SSI... This webpage from Social Security for about 36 years FAFSA school benefit ivory latta married wanted to push with... Making the circumstances clear be based on the small retirement check from all 3 to suspend your benefits continue... To no fault of my ex wifes Social Security disability law exclusively her job and just have retirement! Approval – correct to a stroke and heart attack in the same and you can disability! Nothing will happen is that Social Security office that I have Renal failure can I receive benefits. Fra, could I postpone my retirement and I understsnd that it on... Drawing my Social Security ’ s benefits property I own so I guess that means whether... Officially retire at 62 but also divorced can I apply for SSDI first and Medicare not... Have told you in late June 2016 I applied for early SS was 1471.00 per monthm much! For 2 years you up to when your disability benefits whether you retired voluntarily or were forced retire.

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